Students collectively lose crores every year in forfeited counselling deposits — UG and PG. Not because they didn't get seats — but because they couldn't plan across overlapping counselling calendars.
Every NEET UG aspirant participates in two parallel counsellings — MCC (for AIQ + Deemed) and their home State (85% quota). Each charges a separate deposit. They stack.
| MCC Counselling Type | Registration | Security Deposit | Total |
|---|---|---|---|
| Deemed Universities | ₹5,000 | ₹2,00,000 | ₹2,05,000 |
| AIQ / AIIMS / JIPMER / ESIC (UR/EWS) | ₹1,000 | ₹10,000 | ₹11,000 |
| AIQ / AIIMS / JIPMER / ESIC (SC/ST/OBC/PwD) | ₹500 | ₹5,000 | ₹5,500 |
| Both AIQ + Deemed | ₹5,000 | ₹2,00,000 | ₹2,05,000 |
Each state charges its own deposit. A student in MCC + home state pays both.
| State | Govt Seats | Private / Mgmt | NRI | Key Rule |
|---|---|---|---|---|
| Uttar Pradesh | ₹30,000 | ₹2,00,000 | — | Pay only higher amount if both |
| Rajasthan | ₹50,000 | ₹2,00,000 | ₹5,00,000 | Highest NRI deposit in India |
| Tamil Nadu | ₹30,000 | ₹1L / ₹2L (Mgmt) | ₹5,00,000 | Clear 4-tier structure |
| Bihar (BCECEB) | ₹10,000 (UR) / ₹5,000 (SC/ST/BC) | ₹2,00,000 | — | ₹50K for pvt dental; reg ₹1,200 / ₹600 |
| Karnataka (KEA) | ₹10,000 | ₹1,00,000 | — | Deposit escalates each round |
| Madhya Pradesh | ₹5,000 | ₹1,00,000 | — | Low govt, standard pvt |
| Maharashtra | ~₹5,000 | ₹1,00,000 | — | Closed state for private |
| Haryana | ₹10,000 / ₹5,000 | ₹1,00,000 | — | No deposit in R1 |
| Gujarat | ₹10,000 | ₹10,000 | — | Same for all seat types |
| Telangana | ₹10–12K | ₹15–20K | — | Low deposits |
The amount locked up depends on what you're targeting. Here are the three common profiles:
MCC counselling has 4 stages. Your financial risk escalates with each round.
MCC and state rounds overlap but don't align. A student who gets a seat in one and a better seat in the other is forced to forfeit the first deposit.
| Timeline | What happens | Risk level |
|---|---|---|
| Jul–Aug | MCC R1 + State R1 | Safe — free exit in both |
| Aug–Sep | MCC R2 + State R2 | First forfeiture window |
| Sep–Oct | MCC R3 + State R3/Mop-up | Peak clash zone |
| Oct–Nov | MCC Stray + State Stray | Final trap — compulsory join |
Since most students participate in both MCC and state counselling, they will get allotted somewhere by R2. Forfeiture in the other counselling becomes almost guaranteed for anyone who gets a better option later.
| UP Debarred Students | MBBS | BDS | Total |
|---|---|---|---|
| Allotted but never joined | 47 | 8 | 55 |
| Joined, then resigned | 10 | 13 | 23 |
| Total debarred | 57 | 21 | 78 |
All 78 also banned from next year's UP counselling — deposit loss + one year lost.
| Source | Students | Per Student | Total |
|---|---|---|---|
| MCC AIQ exits (R2+ non-joiners) | ~800 | ₹10,000 | ~₹80 Lakhs |
| MCC Deemed exits (R2+ non-joiners) | ~200–400 | ₹2,00,000 | ₹4–8 Crores |
| UP debarred (official data) | 78 | ₹1.7L avg | ₹1.35 Crores |
| Other states combined | 500–1,000 | ₹30K–₹1L | ₹1.5–5 Crores |
| Total UG forfeiture | 1,500–2,000+ | ₹7–15 Crores |
PG counselling deposits are often higher than UG. We tracked official forfeiture data from 4 states — the numbers are staggering.
| State | Forfeited Students | Deposit Range | Total Forfeited | Source |
|---|---|---|---|---|
| Andhra Pradesh | 156 | ₹50K – ₹3L | ₹2.25 Crores | NTR UHS Official |
| Gujarat | ~470 | ₹25,000 | ₹1.17 Crores | ACPPGMEC PDFs |
| Uttar Pradesh | 148 | ₹30K – ₹2L | ~₹0.5–2.5 Crores | UP DGME |
| Chhattisgarh | 87 | ₹12.5K – ₹2L | ~₹70 Lakhs | CG State Official |
| Total (4 states only) | 861+ | ₹4.6–6.6 Crores |
CG published the full candidate-level refund and forfeiture list — one of the most transparent states. Here's what the data reveals.
| Deposit Tier | Who Pays | Refunded | Forfeited |
|---|---|---|---|
| ₹12,500 | SC / ST / BC candidates | ~340 | ~30 |
| ₹25,000 | General category | ~279 | ~25 |
| ₹2,00,000 | College seat deposit (private/NRI) | ~490 | ~30 |
| Forfeiture by Seat Type | Count | What It Means |
|---|---|---|
| SO — State Open (Govt) | 63 | Got govt seat, joined better option elsewhere |
| SN — State Private | 16 | Got private seat, chose not to join |
| NN — Non-domicile NRI | 10 | Students from outside CG who registered but never came |
The largest confirmed PG forfeiture from a single state. AP's two-tier deposit system means management quota students lost ₹3 Lakhs each.
| Deposit Tier | Candidates | Joined | Refunded | Forfeited |
|---|---|---|---|---|
| ₹50,000 (CA Quota) | 2,471 | 1,562 | 812 | 97 |
| ₹3,00,000 (Mgmt Quota) | 1,440 | 703 | 678 | 59 |
| Total | 3,911 | 2,265 | 1,490 | 156 |
Gujarat publishes round-wise non-reporting lists — the most transparent state. Even Rank 276 (BJ Medical College, MD Gen Med) left Gujarat for a better option.
| Round | Forfeited Count | Per Student | Total |
|---|---|---|---|
| Round 2 (Cancelled seats) | ~225 | ₹25,000 | ~₹56 Lakhs |
| Round 3 (Non-reporting) | ~197 | ₹25,000 | ~₹49 Lakhs |
| Round 4 (Non-reporting) | ~48 | ₹25,000 | ~₹12 Lakhs |
| Total | ~470 | ~₹1.17 Crores |
| Your situation after R1 | Recommended action |
|---|---|
| Good govt seat in MCC R1 | Take it. Free-exit state if state R1 was worse. |
| Good state seat, nothing from MCC | Free-exit MCC. Commit to state from R2. |
| Seats in both — state is better | Free-exit MCC. Commit to state. |
| Nothing in either R1 | Re-evaluate. Is the ₹2L deemed deposit worth R2 risk? |
| Deemed seat in MCC R2, state R2 might be better | The ₹2L decision. Exit MCC → ₹2L gone. Exit state → state deposit gone. |
The single best thing you can do is plan your exit strategy before R2 starts — not after you see your allotment.
We're building tools to help you navigate this complexity — so you never lose money to poor counselling planning.
Data from MCC NEET UG/PG 2025 Information Bulletins, UP DGME official notifications,
NTR UHS Andhra Pradesh, ACPPGMEC Gujarat, CG State NEET PG official PDFs,
state counselling authority prospectuses (Rajasthan, Karnataka, Tamil Nadu, MP, Maharashtra, Haryana, Telangana).